Last Updated on June 30, 2022
AliExpress is one of the most popular marketplaces globally due to its large number of products available at extremely low prices. In the AliExpress business model, every item available on the platform is offered by a seller. These sellers can choose how they want users to shop. AliExpress payment methods therefore vary from product to product (depending on the seller).
In this article we will tell you all important information about methods of payments, which method is preferable, what errors you can encounter during the payment process. Let’s get started.
How Does AliExpress Payment Work
Aliexpress accepted payment methods are the various means by which it is possible to pay for items directly on the platform. Although AliExpress offers a wide range of payment options, including the most popular and used globally and nationally, each seller can activate the ones they consider appropriate for their store directly on the platform.
How to view payment methods on AliExpress?
When buying on AliExpress, it is possible to find out what are the payment methods accepted by a seller on the platform. To do this, click on the option “Show all payment methods” before finalizing the order.
Is It Safe to Pay on AliExpress
The prices on Aliexpress are relatively low, but this is a legit platform. Most people doubt a low price, especially after comparing it to that of other platforms. But it is completely safe to shop on Aliexpress; and the main reason is that Aliexpress operates strong and secure buyer protection policies.
How does AliExpress protect its buyers and sellers?
- Guaranteed Refunds – a customer is refunded if the package is damaged or lost.
- On-Time Delivery Guarantee – a customer is refunded if they did not receive the product on time.
- Dispute Procedure – a customer can dispute the shipment through Aliexpress Customer Support.
- Secure Aliexpress Payment Methods – Aliexpress provides secure payments for credit or debit cards online.
With these policies, you are guaranteed that Aliexpress is quite safe to use.
AliExpress Accepted Payment Methods
Aliexpress caters to customers all over the world, and that’s why it offers a wide range of payment options to suit every customer’s preferences. Let’s list them all and see the differences and advantages of each of them.
Payment Cards
Credit and debit cards remain the most commonly used payment method for online purchases. And that’s what most people who shop on Aliexpress use. Banks offer favorable conditions for fees and you can get the money back from your purchases.
Visa Debit Card
Aliexpress supports Visa, Mastercard, Maestro and American Express credit and debit cards. It’s a very versatile way to buy on the platform, no matter what country you are in. Convenient and hassle-free.
PayPal
Paypal is one of the most used AliExpress payment methods. Most sellers do indeed include it among their payment options.
PayPal withholds payment for an online purchase and only releases payment once the buyer has confirmed receipt of the item, making the entire refund process easier in case it is needed. Buyer Protection is PayPal’s Best Advantage for Shopping on AliExpress.
Webmoney
The WebMoney payment system is very popular at the moment among domestic Internet users. You only need a few clicks to pay for the purchase in an online store, transfer funds from one user to another, and pay for various accounts. However, the strong side of WebMoney is simple registration and secure payment.
Western Union
Western Union, being one of the alternative payment methods, is another international payment solution you can use when shopping on Aliexpress. It is commonly used for money transfers. So you can trust this platform, even though it is a less used payment option.
However, you cannot use Western Union all the time. It is only available for purchases over $20. And it’s a little less convenient for sellers because transferring funds takes longer than usual. You have to go to the office, fill out a form and wait three days for the verification process.
Bank Transfer
Bank transfers are the least recommended forms of payment for purchases on Aliexpress. Why? Because, just like Western Union, you need to reach $20 and above to be able to pay by bank transfer. Also, you will have to pay in dollars to be able to make an international transfer, which also incurs additional costs.
So we can say that bank transfers are safe, but they are less convenient and more expensive.
Qiwi Wallet
The Qiwi Wallet is one of the mobile payment services, it is the most simple and easy and easy system in which it is easy to register yourself, even an inexperienced newcomer. In addition, transfers in the system are not subject to the Commission.
If there is a Qiwi Wallet, click on the QiWI Wallet registration, enter the mobile phone number, which was specified when registering on the Qiwi website.
After a few seconds, the password will go to the specified number, which is entered into the user’s personal account on Qiwi. Then click on the “Confirm” button.
AliPay on AliExpress
AliPay is AliExpress’ own payment system that aims to protect buyers and has a few promotional offers with attractive trade discounts. When making a payment with AliPay, the money is held until the product is received by the buyer and the buyer confirms that everything is in order.
This security system on AliExpress is only available for credit card payments, and offers the same advantages as specialized online payment gateways like PayPal.
An interesting feature of this service is the AliPay Bonus program, which allows you to save money and use this balance to make other purchases with AliPay.
Other Payment Methods at AliExpress
AliExpress also accepts other payment methods. Most are linked to popular national payment methods, such as Mercado Pago in Mexico or Boleto in Brazil.
Here are some of the alternative AliExpress payment options:
- Doku.
- Boletto.
- Mercado Pago.
- Giropau
- Payoneer
AliExpress Payment Methods By Countries
Different countries have different payment systems and some of the methods above might not be available, so let’s have a look at the list of countries and their local payment methods:
- United States
Paypal
Alipay
Google Pay and Apple Pay
- Canada
Alipay
Paypal
- Portugal
Alipay
Paypal
Google Pay and Apple Pay
WebMoney
- Brasil
Alipay
Paypal
- Australia
Paypal
Alipay
- United Kingdom
Alipay
Paypal
Google Pay/Apple Pay
Qiwi Account
- Germany
Alipay
Paypal
Sofort Bank
Google Pay and Apple Pay
Klarna
Giro Pay
WebMoney
- Italy
Alipay
Paypal
Google Pay and Apple Pay
- France
Alipay
Paypal
Google Pay and Apple Pay
Oney
- Netherlands
Alipay
Paypal
Google Pay and Apple Pay
iDeal
Klarna
Payment in Local Currency
One of the most interesting questions about payments is “Can I pay in my local currency on Aliexpress?”
Yes! Anyone, anywhere can pay in their local currency on Aliexpress. All you have to do is select Aliexpress’ currency settings on the website. Change it to your bank’s currency or any other preferred payment method.
How to change currency on AliExpress?
As of today, almost all currencies in the world are supported by this online shopping platform. But if your currency is not supported by Aliexpress, the payment will be taken by your chosen bank’s exchange office.
Your currency will be converted with fees incurred. Before going through this process, we recommend that you first check with your bank for their current currency exchange rates and fees. You will pay the additional charges, so to avoid confusion, check them first.
Another smart tip you should do before buying is to check where your package will be coming from. This will let you know the total cost before you even place an order. Depending on where you are, there may be special offers or additional charges.
AliExpress Payment Errors
You want to pay on Aliexpress and you are having payment problems: Order impossible to validate, credit card refused by the site, items not received?
Let’s take a look at the answers to the questions asked more often:
Why am I unable to validate my order on Aliexpress?
- Aliexpress order refused because of lack of money in your bank account.
- Your bank is not a partner of the Aliexpress system.
Why wasn’t Aliexpress order received and my account was debited
Since the Aliexpress warehouse is located in China, the processing time of your order and delivery time is longer than if Aliexpress were located in your local country. So it’s good advice to wait a few weeks to receive your Aliexpress items.
You always have an opportunity to track your order by logging on to the site, or usinf side extensions such as Alihunter, Alitools, etc.
Why does Aliexpress refuse my payment by credit card?
There are several reasons why Aliexpress rejects your credit or debit card payment:
- You do not have enough money in your account to validate your aliexpress purchases.
Return funds to your account either by borrowing from a family member or by scheduling a transfer from your savings to your checking account.
- Your bank card is not a payment card at the Aliexpress e-merchant but only a withdrawal card:
Make an appointment with your bank adviser and ask him to order you a new credit card authorizing payments on the internet.
Why does Aliexpress charge me twice on my account?
A duplicate Aliexpress direct debit may arrive on your account because of the two most frequent reasons:
- A computer error from the side of your bank
Contact your banker and tell him about your issue. If bank charges are levied as a result of two short levies from Aliexpress, request reimbursement of these intervention fees.
- An error from Aliexpress
Ask Aliexpress Customer Service for immediate reimbursement of an unjustified charge as well as reasonable compensation if fees have been charged by your bank.
Remember: you can always contact Aliexpress Customer Service if you have a payment problem on the site.
What is the Best Payment Method
It’s hard to say which method is the best, since you yourself decide what’s better for you. If it’s more comfortable to pay via debit card, you can use one; if it’s more safe in your opinion not to share your card numbers with the system, you may use Paypal account, Alipay and other different payment methods. Although it’s all pretty safe and made comfortable, each person chooses their own way of payment.
How to Improve Your Experience with AliExpress?
There are pretty simple steps to remember and to follow, so that your customer experience on Aliexpress was perfect:
- Check the shipping method, choose the most comfortable for you at the moment: sometimes it’s okay to leave the Standard one, but sometimes you need your purchase faster, so don’t hesitate to change the delivery method. You will need to pay for that, but it’s fine if you lack the time.
- If you’re worried about the product quality, AliExpress gives you partial refunds after you raise a dispute.
- Unless the product is too heavy or bigger than a standard mobile box in packaging, you won’t be charged any customs. Also, you can message the seller to undervalue the package before they ship it, which means they’ll put a cheap price tag on the package.
- If you are buying something too expensive, pick a logistics partner such as FedEx, BluDart, DHL, etc in the shipping method, so you could keep your goods safe.
- If your product gets lost on the way or stuck somewhere (but was shipped from their side), there’s nothing they can do about it. They can only suggest you check with the Postal Service.
- Try to check different payment methods to learn which one is better for you.
FAQ
Why is AliExpress payment failing?
There are 3 most frequent reasons: 1) you don’t have enough money on your account, so you have to top up; 2) your card is not on the partners list of AliExpress payment system (Visa, Mastercard (credit cards and debit ones), Maestro or American Express), 3) AliExpress has its own payment processing problems, so you simply have to wait.
How do I cancel my awaiting payment on AliExpress?
When you see the status “This order is awaiting your payment”, you need to click the Cancel order button and that is all.
Which currencies are accepted by AliExpress?
The standard currency is dollars, but if you need to change the currency, you can easily do it in the Settings. All the currencies and payment methods accepted on Aliexpress coincide with the countries having partnership with AliExpress.
How are refunds received on AliExpress?
The refunds are processed from 3 to 20 business days (depending on your bank), to the same card or account which the purchase was paid with (which means the same payment method).
